Financial Literacy for Kids

Financial literacy is the set of skills that enables people to make smart decisions with their money such as budgeting, saving, spending, and investing.

Daddy401k is what my kids called the financial literacy for kids program my wife and I created to teach them how to manage money, avoid debt, and start investing early for their financial freedom. It works for moms, grandparents, aunts, uncles, or anyone else who wants to provide young people with a head start for financial freedom.

“In the US, we make great efforts to teach children to read and write, but we don’t give their financial literacy the same attention. As a result, few young people know how to manage their personal financial lives.”

“What is Financial Literacy?” PBS.org. 2009.

They won’t learn about personal finance in school, so it’s up to you! That’s why I have developed the Daddy401k program that can help you educate them about personal finance and investing early is stocks and mutual funds. You’ll even find out how your kids could become millionaires by age 51!

Daddy401k Financial Literacy Program for Kids

My name is John Q. Miller and I’ve been a financial coach of some sort for over 20 years. I have a passion for financial literacy for kids. I especially like to share how my wife and I raised our two daughters and taught them lifelong lessons about personal finance. We gave them a head start for financial freedom that we didn’t have when we ventured out into the world as young adults.

I’m probably a lot like you. I‘ve made plenty of mistakes with managing money. Like you, I don’t want my kids to have to go through that kind of pain. I read everything I could find to improve my personal finance skills. I received a Certificate in Financial Planning from Florida State University to validate my expertise. In order to develop my ability to teach these skills, I trained with Dave Ramsey’s organizations and became a Ramsey Solutions Master Financial Coach.

Daddy401k is the same personal finance coaching my wife and I gave our daughters. The result was two young women who are college graduates, employed, and debt free. They are now living as young adults on a budget with an emergency fund. They’re also already investing in their retirements. 

Financial Literacy for Kids – It’s Up to You! 

Get started with this FREE resource about why financial literacy for kids is important. It includes self-assessments and checklists for parents and for kids.